maximize the profitability. IT improves the front end operations with back end and helps in bringing down the transaction costs for the customers. Electronic Fund Transfer (EFT)‚ Automatic Teller Machines (ATMs)‚ Telephone Banking‚ Home Banking‚ Credit Card facility‚ Internet Banking etc. are most useful technological advances for banking sector to serve customers effectively now a days. So‚ the effective use of technology has multiplier effect on growth and development. The bank of Venice‚ founded
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credit cards. If you are among the relatively few who do not own a credit card‚ the chances are good that you have a great deal of difficulty rent a car or reserving a hotel room. So‚ just what are these little plastic cards and how do they work? Let’s start by explaining the basics. What is a Credit Card? The dictionary defines a credit card as ’A card which can be used to obtain cash‚ goods or services up to a stipulated credit limit. The supplier is later paid by the credit card company
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The Electronic Funds Act was put in place to protect consumers who transferred or shifted money using electronic means. Electronic methods include the use of credit‚ or debit cards‚ automated teller machines‚ and automatic withdrawals. The Act also restricts the responsibility the consumer would have in matter like a stolen debit card (Investopedia‚ 2013). A person’s financial institution is liable
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after the workout the first upsetting preview of the trip to come had occurred. Somehow‚ I had dropped my debit card in the parking lot of my apartment complex. I searched frantically upon finding out after we returned that it was not in my wallet where it should be. I searched for hours and hours and finally gave up on the extensive search. Now this is no ordinary debit card‚ this debit card was my ticket to the carefully planned Spring Break ’08! It had all my hard earned money I had been saving
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Withdrawals / Debits Deposits / Credits Ending Balance $4‚461.58 $(1‚034.54) $(924.95) $2‚389.74 $4‚891.83 Interest Earned Number of Days in Period Annual Percentage Yield Earned Interest Earned YTD Prior Year Interest Checks 21 checks totaling $1‚034.54 * Indicates gap in check sequence Number 5599 i 5613*i 5615*i 5619*i 5620 i 5621 i 5622 i i = Electronic Image Date Paid Amount 01/10 12/28 01/04 01/18 01/10 01/10 01/18 50.00 50.00 61.10 50.00 50.00 50.00 25.00 Withdrawals / Debits Date 01/03
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Target. Security Blogger‚ Brian Krebs first broke the news that American Target stores had been hacked. In the now infamous security breach which took place from November 27th 2013 – December 15th 2013 (CBC)‚ approximately 40 million credit and debit card accounts were compromised‚ along with even more personal information accounts. This massive security breach is not the first of it’s kind‚ however the immensity of these numbers is certainly outstanding and raises questions about security in the
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Smart Card Tutorial - Part 1 First Published in September 1992 Introduction To Smart Cards Even the name Smart Card captures the imagination‚ however such a term is ambiguous and is used in many different ways. ISO uses the term‚ Integrated Circuit Card (ICC) to encompass all those devices where an integrated circuit is contained within an ISO 1 identification card piece of plastic. The card is 85.6mm x 53.98mm x 0.76mm and is the same as the ubiquitous bank card with its magnetic stripe that is
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PRESIDENTS DAY HOLIDAY. President’s Day combines both George Washington’s birthday and Abraham Lincoln’s birthday‚ since both happen in the month of February and are very close together. In 1968‚ congress (Legislation # 15951) passed a bill that changed several federal holidays‚ in order for them to fall on a Monday‚ thus creating a 3-day weekend. The act took affect 3 years later in 1971. One of the holidays that was affected was Washington’s Birthday‚ which got shifted to the third
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of use‚ transaction security‚ expediency and speed. Presently‚ five basic services provided by online banking system worldwide. Users can view their account balance and transactions history‚ funds transfer between accounts‚ pay bills‚ request credit card advance and order cheques. Stock market transactions‚ submission of standardized accounting payment files for bank transfer are also provided by some banks. 1.2 Origin of the Report: Dissertation is the partial fulfillment of BBA program‚ which
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Objectives of the Project General Objective The main objective of this study is to develop a LAN-Based Sales and Inventory System for FAD24 Convenience Store that will provide a solution for inaccurate outputs caused by manual sales and inventory scheme to make the task easier‚ faster‚ relevant and more efficient. Specific Objectives • To design a prototype that will help them ascertain their goods on hand at any given time‚ and will compute and automatically update databases for each
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