Banking Industry The Banking Industry was once a simple and reliable business that took deposits from investors at a lower interest rate and loaned it out to borrowers at a higher rate. However deregulation and technology led to a revolution in the Banking Industry that saw it transformed. Banks have become global industrial powerhouses that have created ever more complex products that use risk and securitisation in models that only PhD students can understand. Through technology development‚
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Technology in Banking Towards Improving Business Performance and Customer Engagement Institute for Development and Research in Banking Technology (Established by Reserve Bank of India) Banking Technology – Towards Improving Business Performance and Customer Engagement resources |2 Foreword Technology today has become synonymous with banking and Indian banks have put in place a fairly strong infrastructure to leverage its benefits. IT has made a visible difference in the functioning
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Communication Technology (ICT) and Banking Industry Alawode‚ Ademola John+ Emmanuel Uche Kaka** * Department of Computer Science‚ Federal Polytechnic Ilaro‚ Ogun State‚ Nigeria ** First Bank Nigeria PLC‚ Ahoada Branch‚ Rivers State‚ Nigeria. Abstract Information and Communication Technology‚ the language of the new age and its grammar which is Science has become an indispensable and veritable tool for enhancing effectiveness and efficiency in all other aspects of life. Banking industry has learnt
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dissatisfaction would spoil the bank ’s name and image (uco bank‚ n.d.). There are several Research Design techniques that can be used to identify customer service problems such as debit card fraud and loan issues. A survey was implemented to find out how well customer service bankers function‚ and the studies have found that the exploratory research was used in order to identify all problems associated with customer service. A casual research will identify the cause-and-effect relationship between
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The health industry as we know it is under a great threat that might for the industry as a whole to either evolve or great left behind as a relic of the past. Currently the health industry realis on patients coming in getting a consultation or a prescription that the hospital or health institution then charges people for. However‚ recent advancements in technology and the way that people react to technology are threatening to make the health care industry out of date. Recently some phone applications
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Technology not only transforms societies‚ but it also changes social interactions and relationships between people. In light of this‚ discuss how the following technological innovations may have changed social interactions and relationships among people in the United States: The telephone‚ the automobile‚ the television and cell phones. How have computers‚ the Internet and email affected your own social interactions and relationships? How would life be different if starting tomorrow‚ you never
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before bed‚ until you realize just how much exposure you get to it everyday. Technology affects your sleep in a lot of negative ways. It disrupts your sleeping patterns‚ keeps your brain alert‚ and wakes you up. Melatonin is a natural hormone made in your body’s pineal gland‚ and released into your bloodstream to make you feel tired. Our bodies start making this hormone usually when it begins to get dark. During the day our bodies don’t make melatonin. Technology radiates blue light. Exposure to blue
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Technology can be very helpful‚ it can also be a distraction. A Lot of the youth today use technology for School ‚ and to help improve our daily lives. It has also caused the youth of this generation to become lazy because technology encourages laziness. This has caused the minds of the youth to become weaker because they do not have to use their brains as Much. The increasing technology has made individuals become less creative and more dependent on the computer to supply them with information
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How Technology Affects Us Word Count: 774 Everyone has seen the moody‚ withdrawn kid with music blasting out of his white ear-buds‚ or the girl rapidly texting on her phone. The youth of today are constantly immersed in technological advancements that promote nonstop communication and instant gratification‚ whether through cell phones‚ gaming systems‚ laptops‚ or MP3 players. But are these technological advancements a good thing? I believe that the growth of technology has negatively influenced
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relationship should be to connect with one another. However‚ how can one connect with another when distracted by one’s cellular device? Cell phones play a huge role in relationships because even a quick glance can make the other feel not so important. It’s almost saying “You aren’t as important as what is going on in my iPhone right now.” Technology in general can ruin any relationship but our main focus here is how cell phones affect couples. When one love bird leaves‚ the other starts to feel
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